Credit check total is a service that offers its customers a complete credit report solution. The company monitors the credit reports of its customers, tracks all suspicious activities and notifies the customers about these suspicious activities and offers protection of all the credit reports as a part of its services. All individuals are entitled to one copy of their credit reports from each bureau on a yearly basis. There is a very real possibility of fraudulent activities happening at any point of time during the course of the year and the individual might not even be aware of it. In fact, identity theft is the single biggest threat for individual and will only continue to increase in the coming years. The past year has already seen a 7% increase in the number of reported identity thefts. There is no definitive number of the unreported cases but unofficial count puts it at the same number as the reported ones.

Al this points out o the fact there is a definite need for a monitoring and notification service. Apart from this the credit check total service also offers its customers unlimited access to their credit scores. People need to keep constant tabs on their scores, especially if they are trying to improve their scores for some purpose. It is beneficial to keep checking the scores on a regular basis and take appropriate steps whenever necessary to improve the overall rating. Credit check total customers can also avail additional copies of their credit reports from all bureaus whenever they choose to. Credit check total offers the monitoring and information services on all the three credit reports. The customers need not be worried about unreported transactions or delayed reports on transactions from one report to the other. All the reports are monitored and fraudulent or suspicious activities are immediately brought o the attention of the individuals.

Credit check total offers a free trial period of seven days for their potential customers. They are free to opt out of the services without paying anything within these seven days. They are also entitled for a free copy of their credit reports within these seven days. Post this trial period, here I a monthly fee that is applicable which will be automatically debited from the customers’ credit or debit cards, if they opt for this option. The service charges are for the monitoring and notification services for all the three credit reports.